About the Course

The NY Safe Driver program offers a fully online Defensive Driving / Point & Insurance Reduction–style course that is available to drivers in New York, New Jersey, and other participating states. Our online curriculum is designed to make safe-driving education simple, flexible, and convenient—allowing you to complete your required coursework at your own pace and from any device.

For New York drivers, the course meets all state requirements for the NY Defensive Driving / PIRP program, qualifying participants for insurance savings and point reduction benefits. For drivers in New Jersey and additional states, the online course provides a modern, easy-to-follow defensive driving experience that aligns with state-specific guidelines where applicable.

In addition to the online program, in-person classroom instruction is available exclusively for New York residents, delivered by a certified instructor. These classroom sessions satisfy New York State’s PIRP requirements and offer the same benefits as the online course.

Whether you prefer to learn online or in a classroom setting (NY only), NY Safe Driver provides a streamlined, accessible experience supported by modern course design, automatic progress saving, and fast certificate processing.

What’s Included in the Course

  • A complete online defensive driving curriculum for NY, NJ, and other states

  • New York PIRP-approved instruction for eligible NY benefits

  • Self-paced lessons with unlimited log-ins

  • Short knowledge checks (no final exam required)

  • Automatic progress saving

  • Instant completion processing

  • Certificate delivery and, for eligible NY drivers, electronic DMV reporting

Course Benefits (State-Specific)

For New York Drivers

  • 10% insurance premium reduction for 3 years

  • Up to 4 points reduced from your driving record

  • NY State–approved PIRP program

  • DMV notified electronically

For New Jersey & Other States

Benefits vary by state, but typically include:

  • ✔ Safe-driving education recognized for insurance purposes

  • ✔ Potential eligibility for insurance discounts (state-specific)

  • ✔ A complete, online defensive driving certificate

  • ✔ A convenient, flexible way to meet insurance or employer requirements

How the Course Works

1. Enroll Online

Sign up through our secure enrollment system and select your state.

2. Complete the Course at Your Own Pace

Work through the modules on your schedule—your progress saves automatically.

3. No Final Exam Required

Complete the lessons and short quizzes to finish the course.

4. Receive Your Certificate

Your completion is processed instantly.

  • NY drivers: Certificate is sent and the DMV is updated electronically.

  • Other states: Follow your state’s guidelines for insurance or employer submission.

5. Enjoy Your Benefits

State-specific insurance or compliance benefits apply after completion.

New York Online Course - ENGLISH
New York Online Course - SPANISH
New Jersey Online Course - ENGLISH
New Jersey Online Course - SPANISH
All Other States Sign-up Here

In-Person Classes (New York Only)

A certified instructor offers classroom sessions exclusively for New York residents who prefer live instruction or who require an in-person PIRP class for compliance. In-person courses satisfy all NYS requirements for insurance reduction and point eligibility.

Start Your Course Today

Enroll in the online defensive driving course for your state and complete your training quickly, easily, and on your schedule.

Book an In-Person Class