About the Course
The NY Safe Driver program offers a fully online Defensive Driving / Point & Insurance Reduction–style course that is available to drivers in New York, New Jersey, and other participating states. Our online curriculum is designed to make safe-driving education simple, flexible, and convenient—allowing you to complete your required coursework at your own pace and from any device.
For New York drivers, the course meets all state requirements for the NY Defensive Driving / PIRP program, qualifying participants for insurance savings and point reduction benefits. For drivers in New Jersey and additional states, the online course provides a modern, easy-to-follow defensive driving experience that aligns with state-specific guidelines where applicable.
In addition to the online program, in-person classroom instruction is available exclusively for New York residents, delivered by a certified instructor. These classroom sessions satisfy New York State’s PIRP requirements and offer the same benefits as the online course.
Whether you prefer to learn online or in a classroom setting (NY only), NY Safe Driver provides a streamlined, accessible experience supported by modern course design, automatic progress saving, and fast certificate processing.
What’s Included in the Course
A complete online defensive driving curriculum for NY, NJ, and other states
New York PIRP-approved instruction for eligible NY benefits
Self-paced lessons with unlimited log-ins
Short knowledge checks (no final exam required)
Automatic progress saving
Instant completion processing
Certificate delivery and, for eligible NY drivers, electronic DMV reporting
Course Benefits (State-Specific)
For New York Drivers
✔ 10% insurance premium reduction for 3 years
✔ Up to 4 points reduced from your driving record
✔ NY State–approved PIRP program
✔ DMV notified electronically
For New Jersey & Other States
Benefits vary by state, but typically include:
✔ Safe-driving education recognized for insurance purposes
✔ Potential eligibility for insurance discounts (state-specific)
✔ A complete, online defensive driving certificate
✔ A convenient, flexible way to meet insurance or employer requirements
How the Course Works
1. Enroll Online
Sign up through our secure enrollment system and select your state.
2. Complete the Course at Your Own Pace
Work through the modules on your schedule—your progress saves automatically.
3. No Final Exam Required
Complete the lessons and short quizzes to finish the course.
4. Receive Your Certificate
Your completion is processed instantly.
NY drivers: Certificate is sent and the DMV is updated electronically.
Other states: Follow your state’s guidelines for insurance or employer submission.
5. Enjoy Your Benefits
State-specific insurance or compliance benefits apply after completion.
In-Person Classes (New York Only)
A certified instructor offers classroom sessions exclusively for New York residents who prefer live instruction or who require an in-person PIRP class for compliance. In-person courses satisfy all NYS requirements for insurance reduction and point eligibility.
Start Your Course Today
Enroll in the online defensive driving course for your state and complete your training quickly, easily, and on your schedule.